Military Family Receives Mortgage-Free Home

Membership
Published

Thanks to the generosity of the building community in Wisconsin, spearheaded by David Belman of Belman Homes, a deserving military veteran will have a mortgage-free home this year.

U.S. Army Sgt. Daniel Cappo joined the military driven to serve his country and support a future family. While serving in Afghanistan, he severely injured his back, leaving him permanently disabled. He medically retired, and his wife become a full-time caretaker while raising their two young sons. A few months ago, the Cappo family learned that they were selected by Operation Finally Home (OFH) to receive a custom-built, mortgage-free home.

“I was so surprised. I felt like a huge weight was lifted off me…things like this do not happen to me,” Sgt. Cappo told the Milwaukee Journal Sentinel. The groundbreaking ceremony for the new Cappo family home was held in November.

Operation Finally Home, a Texas-based non-profit that provides homes and home modifications to military heroes, selected the Cappo family and is partnering with Belman Homes to complete the project. This is one of several homes built under Belman’s leadership as a OFH partner.

Belman learned about OFH at an International Builders' Show. He vividly recalls the story of a veteran who lost his legs in an improvised explosive device (IED) blast and who had a family to support: “I could not believe veterans were not getting the help they needed…it really opened my eyes.” Belman knew he had to get involved with the organization.

Building a home for a veteran does take time, especially finding the right lot, says Belman. OFH builders commit to donating labor and materials. Belman works with local tradesman, subcontractors, suppliers, manufactures and other partners to work on each home. The Cappo family home will be completed this year.

Even with the challenge of soliciting donations and coordinating the project, Belman encourages other builders to get involved. “It takes time and effort, but you are changing someone’s life,” he noted. “As a builder that's what we do. We build communities… and no one is more deserving.”

For more insights on building homes for veterans, view the Belman Homes video.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Remodeling | Economics

Nov 17, 2025

Remodeling Gaining Larger Share of Residential Construction Market

As the nation’s housing stock ages and new homes remain out of reach for many buyers, remodeling is capturing a growing share of the residential construction market.

Membership

Nov 14, 2025

NAHB Mourns the Passing of Past President Robert “Bob” Mitchell

Robert L. “Bob” Mitchell, 2000 NAHB president, passed away on Wednesday, Nov. 12.

View all

Latest Economic News

Economics

Nov 17, 2025

August Private Residential Construction Spending Edges Higher

Private residential construction spending inched up 0.8% in August, continuing steady growth since June 2025. This modest increase was primarily driven by more spending on multifamily construction and home improvements.

Economics

Nov 17, 2025

What Home Features Add the Most Value?

The value of a single-family home is shaped by many factors, but its physical features remain among one of the most influential. Using the latest 2023 American Housing Survey (AHS), this study focuses on which home features genuinely boost single-family detached home values and by how much.

Economics

Nov 14, 2025

Credit Conditions for Builders Continue to Be Tight

Credit conditions on loans for residential Land Acquisition, Development & Construction (AD&C) were still tightening in the third quarter of 2025, according to NAHB’s quarterly survey on AD&C Financing.