Military Family Receives Mortgage-Free Home

Membership
Published

Thanks to the generosity of the building community in Wisconsin, spearheaded by David Belman of Belman Homes, a deserving military veteran will have a mortgage-free home this year.

U.S. Army Sgt. Daniel Cappo joined the military driven to serve his country and support a future family. While serving in Afghanistan, he severely injured his back, leaving him permanently disabled. He medically retired, and his wife become a full-time caretaker while raising their two young sons. A few months ago, the Cappo family learned that they were selected by Operation Finally Home (OFH) to receive a custom-built, mortgage-free home.

“I was so surprised. I felt like a huge weight was lifted off me…things like this do not happen to me,” Sgt. Cappo told the Milwaukee Journal Sentinel. The groundbreaking ceremony for the new Cappo family home was held in November.

Operation Finally Home, a Texas-based non-profit that provides homes and home modifications to military heroes, selected the Cappo family and is partnering with Belman Homes to complete the project. This is one of several homes built under Belman’s leadership as a OFH partner.

Belman learned about OFH at an International Builders' Show. He vividly recalls the story of a veteran who lost his legs in an improvised explosive device (IED) blast and who had a family to support: “I could not believe veterans were not getting the help they needed…it really opened my eyes.” Belman knew he had to get involved with the organization.

Building a home for a veteran does take time, especially finding the right lot, says Belman. OFH builders commit to donating labor and materials. Belman works with local tradesman, subcontractors, suppliers, manufactures and other partners to work on each home. The Cappo family home will be completed this year.

Even with the challenge of soliciting donations and coordinating the project, Belman encourages other builders to get involved. “It takes time and effort, but you are changing someone’s life,” he noted. “As a builder that's what we do. We build communities… and no one is more deserving.”

For more insights on building homes for veterans, view the Belman Homes video.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

Sponsored Content

Nov 26, 2025

6 Practical Ways Builders Can Cut Cycle Time When Every Day Costs Money

Cycle time isn’t just a scheduling issue. It’s a profit issue — one that grows quietly until it owns your entire operation. But there are strategies to help mitigate those challenges to keep your business running smoothly.

Housing Finance

Nov 25, 2025

Fannie Mae, Freddie Mac Conforming Loan Limits to Rise to $832,750 in 2026

The Federal Housing Finance Agency (FHFA) today announced that the maximum baseline conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2026 will rise to $832,750, an increase of $26,250 from 2025.

View all

Latest Economic News

Economics

Nov 26, 2025

Property Taxes by State – 2024

Nationally, across the 87 million owner-occupied homes in the U.S., the average amount of annual real estate taxes paid in 2024 was $4,271, according to NAHB analysis of the 2024 American Community Survey.

Economics

Nov 25, 2025

Share of New Homes with Decks Edges Lower

The share of new homes with decks edged down from 17.6% in 2023 to a new all-time low of 17.4% in 2024, according to NAHB tabulation of data from the HUD/Census Bureau Survey of Construction (SOC).

Economics

Nov 25, 2025

Building Material Prices Continued to Rise in September

Aggregate residential building material prices rose at their fastest pace since January 2023 in the latest Producer Price Index release from the Bureau of Labor Statistics. Input energy prices increased for the first time in over a year, while service price growth remained lower than goods.