Understanding MERV Ratings and Their Impact on Air Filtration

Sustainability and Green Building
Published
As crises such as COVID-19 and wildfires impact the country, chances are more clients are asking about indoor air, health and safety in the home. Many NAHB members are already using various construction techniques, such as active radon mitigation systems and installing low- or no-volatile organic compound (VOC) materials, to set themselves apart in the market and improve indoor air quality (IAQ) in the homes that they build. How can you effectively talk about air filtration and ventilation, particularly when these issues are top of mind for customers during the pandemic? To start, it is important to understand how the Minimum Efficiency Reporting Value (MERV) rating system for air filters works. MERV ratings range from 1 to 20, with 1 being minimal filtration and 20 being the highest efficiency and maximum filtration on the scale. Ratings are determined by ANSI/ASHRAE Standard 52.2. Air filters work to remove particulate matter (PM) and other irritants from the air. Understanding the differences between MERV ratings is important, as the highest rating doesn't necessarily mean it’s the best fit for your specific project. For example, you should make sure that the HVAC system can handle filters with higher MERV ratings, as the airflow could be compromised because of higher filtration. A higher-rated MERV filter will also require the HVAC system to use more energy to pull the air through. Indoor airPLUS' construction specifications provide a good starting point. For air inlets, the Environmental Protection Agency (EPA) recommends using a MERV 13 filter or higher to curtail outdoor particles from entering the home. For central forced-air HVAC systems, Indoor airPLUS requires installation of MERV 8 or higher filters and recommends putting in filters rated at MERV 13 or higher. MERV-rated air filters offer a variety of benefits across the scale. On the higher efficiency end, MERV 11 and higher filter out smaller particles that range in size from .3 – 1.0 microns in diameter. Irritants such as tobacco smoke or smog fall in this category. If a home has a filter less than MERV 11, these potential allergens have a higher chance of being more prevalent in the home and could affect the comfort of your customers by prompting an allergy attack or triggering asthmatic occupants. Particles ranging from 1.0 to 3.0 microns (e.g., lead dust, car emissions) can be filtered out by MERV filters rated above 8. Filters rated at MERV 8 and below have the ability to filter out larger particles, such as those ranging from 3.0 to 10.0 microns in diameter (e.g., hair spray, mold spores). Communicating with your HVAC contractor early in your design process is essential for determining what types of air filters the system will use. Beyond working with your HVAC professionals, you can also take steps to educate your customers about how your newly constructed home takes steps to improve IAQ, and therefore, their health and comfort. Consider using different filter types in your model homes and demonstrate the differences as a discussion point to talk about healthier indoor air. To stay current on the high-performance residential building sector with tips on water efficiency, energy efficiency, indoor air quality, and other building science strategies, follow NAHB's Sustainability and Green Building team on Twitter.

Subscribe to NAHBNow

Log in or create account to subscribe to notifications of new posts.

Log in to subscribe

Latest from NAHBNow

IBS

Feb 19, 2026

NAHB Honors the Industry’s Top Achievements at The Nationals

The National Association of Home Builders (NAHB) honored top achievements in residential real estate sales, marketing, individual achievement and global excellence at The Nationals℠ Awards Gala (sponsored by Chase) during the NAHB International Builders’ Show in Orlando. Awards were also presented for the 55+ housing, NAHB Honors and Global Innovation award categories.

Economics

Feb 18, 2026

Impact of Affordability Challenges and Demographic Shifts on Housing Trends in 2026

Housing affordability has declined significantly in recent years. The deterioration in price-to-income ratio has been a key factor, as home prices have risen 53% since 2019, while median household income has risen only 24%. This has notably decreased the share of first-time home buyers in the market, which dropped to 21% in 2025 from 44% in 1981. Over that same time frame, the median age for first-time buyers reached a record high of 40 in 2025 from 29 in 1981.

View all

Latest Economic News

Economics

Feb 18, 2026

Overall Housing Starts Inch Lower in 2025

Despite a strong finish in December, single-family home building dipped in 2025 as persistent affordability challenges continued to weigh on the market.

Economics

Feb 18, 2026

How Housing Affordability Conditions Vary Across States and Metro Areas

The NAHB 2026 priced-out estimates show that the housing affordability challenge is widespread across the country. In 39 states and the District of Columbia, over 65% of households are priced out of the median-priced new home market. This indicates a significant disconnect between higher new home prices, elevated mortgage rates, and household incomes.

Economics

Feb 17, 2026

Builder Sentiment Edges Lower on Affordability Concerns

Builder confidence in the market for newly built single-family homes fell one point to 36 in February, according to the National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI).