What's Under the House: Fill Dirt and Moisture Issues
When placed under a foundation, fill dirt is arguably the most important structural component of a home, and that fill dirt is the leading cause of new home structural failures.
Walt Keaveny, a professional engineer and geoscientist for 2-10 Home Buyers Warranty, explores fill dirt and offers tips for minimizing problems in a new NAHB Construction Liability resource, Let's Talk Dirt.
According to Keaveny, not only is fill dirt the most common cause of structural failure, it is also a very costly repair — nationwide it costs an average of over $50,000 to investigate and repair a structural failure caused by fill dirt. In some states the average cost exceeds $100,000.
Let's Talk Dirt provides information about fill placement, density requirements, testing, and the benefits of working with a geotechnical engineer.
Keaveny also explores moisture issues in basements in Ultimate Guide to STOP Basement Water Leaks. Over half of all basements have some moisture issues, with basement walls and floors the most common locations for water leaks in a home. Unlike improperly compacted fill dirt, water leaks in basements rarely represent a structural deficiency, according to Keaveny.
However, a water leak that is seen trickling is not normal, and it is beneficial to terminate the source of the water to avoid: (1) saturating soils that support the foundation, (2) rot and degradation of wooden framing, (3) damage to drywall and finishes, (4) damage to household items, (5) mold and (6) vermin.
To learn about the three major sources that cause water leaks, water migration into basements, damp proofing versus water proofing, and to view Keaveny’s Water Source Checklist, review the Ultimate Guide to STOP Basement Water Leaks.
Plus, you can stay current with the latest building materials and construction liability developments on the NAHB Construction Liability Resources page.
For any questions about construction liability, please contact David Jaffe.
Latest from NAHBNow
May 15, 2026
NAHB, Industry Partners Address Key Permitting Reform ChallengesNAHB and industry partners responded this week to a request from the U.S. Army Corps of Engineers for recommendations to improve the efficiency of the Nationwide Permit program in advance of a potential future rulemaking.
May 14, 2026
NAHB Supports Amended Housing Bill Released by HouseNAHB Chairman Bill Owens issued the following statement on amended housing legislation released by the House.
Latest Economic News
May 14, 2026
Mostly Unchanged Demand, Lending Conditions for Residential Mortgages in First QuarterLending standards and demand for most types of residential mortgages were essentially in the first quarter of 2026, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). For commercial real estate (CRE) loans, lending standards for multifamily construction & development were essentially unchanged as well.
May 13, 2026
Residential Construction Input Prices Move Higher In AprilPrices rose across a host of goods and services used in residential construction. Rising energy prices were the primary driver, but transportation service prices also rose at their fastest pace since 2022. Meanwhile, building material prices, excluding energy, rose at their highest yearly rate in three years, up 3.7% from a year ago.
May 13, 2026
Delinquencies Holds Steady in First Quarter of 2026Consumer loan delinquency rates continued to normalize in the first quarter of 2026 as pandemic-related disruptions diminished and credit conditions moved closer to historical norms.