Resilient AMERICA Act Would Help Retrofit Homes, Provide States Flexibility on Building Codes
The U.S. House of Representatives yesterday approved NAHB-supported legislation that would strengthen the Federal Emergency Management Agency’s (FEMA) disaster preparedness programs and allow the agency to institute a pilot program through which states and localities award grants for hazard mitigation efforts.
Of particular note to the residential construction industry, the Resilient AMERICA Act includes legislative language that would allow state and local jurisdictions to retain control over building code adoption by providing flexibility to adopt one of the two latest published codes. This gives state and local governments the ability to amend the code prior to adoption.
“This language will provide the flexibility needed for communities to take positive steps to withstand and recover from extreme events,” NAHB said in a letter sent to lawmakers in support of the bill before the House vote.
Under current law, state and local jurisdictions have the ability to choose which of the two latest published codes best meet their needs. However, if this bill is not enacted into law, state and local governments will be required to adopt the most recent codes standard after Oct. 1, 2023.
NAHB believes the Resilient AMERICA Act would increase incentives to facilitate upgrades and improvements to older homes and structures, help to reduce risks and minimize losses from future catastrophes and protect important building code flexibilities at the state and local level.
NAHB will urge the Senate to introduce a companion bill.
Latest from NAHBNow
Feb 19, 2026
NAHB Honors the Industry’s Top Achievements at The NationalsThe National Association of Home Builders (NAHB) honored top achievements in residential real estate sales, marketing, individual achievement and global excellence at The Nationalsâ„ Awards Gala (sponsored by Chase) during the NAHB International Builders’ Show in Orlando. Awards were also presented for the 55+ housing, NAHB Honors and Global Innovation award categories.
Feb 18, 2026
Impact of Affordability Challenges and Demographic Shifts on Housing Trends in 2026Housing affordability has declined significantly in recent years. The deterioration in price-to-income ratio has been a key factor, as home prices have risen 53% since 2019, while median household income has risen only 24%. This has notably decreased the share of first-time home buyers in the market, which dropped to 21% in 2025 from 44% in 1981. Over that same time frame, the median age for first-time buyers reached a record high of 40 in 2025 from 29 in 1981.
Latest Economic News
Feb 19, 2026
Delinquency Rates Normalize While Credit Card and Student Loan Stress WorsensDelinquent consumer loans have steadily increased as pandemic distortions fade, returning broadly to pre-pandemic levels. According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, 4.8% of outstanding household debt was delinquent at the end of 2025, 0.3 percentage points higher than the third quarter of 2025 and 1.2% higher from year-end 2024.
Feb 18, 2026
Overall Housing Starts Inch Lower in 2025Despite a strong finish in December, single-family home building dipped in 2025 as persistent affordability challenges continued to weigh on the market.
Feb 18, 2026
How Housing Affordability Conditions Vary Across States and Metro AreasThe NAHB 2026 priced-out estimates show that the housing affordability challenge is widespread across the country. In 39 states and the District of Columbia, over 65% of households are priced out of the median-priced new home market. This indicates a significant disconnect between higher new home prices, elevated mortgage rates, and household incomes.