NAHB Helps HBAs Reduce Barriers to Housing Affordability
At the 2024 Spring Leadership Meeting, NAHB’s State and Local Government Affairs Committee awarded eight home builders associations (HBAs) with financial assistance, totaling $128,250, through the State and Local Issues Fund (SLIF) to help with advocacy efforts on housing affordability issues.
Fund recipients include the BIA of San Diego, Charlotte DeSoto (N.C.) BIA, HBRA of Central New York, HBRA of Illinois, Anchorage (Alaska) HBA, HBA of Greater Portland (Ore.), Southeast Wyoming BA and MBA of Greater Milwaukee.
Quantifying the Consequences of a Vehicle Miles Traveled Policy
In 2021, the San Diego County Board of Supervisors adopted a Vehicle Miles Traveled (VMT) policy to comply with the requirements of SB 743. SB 743 is the 2013 law that changed the required standard for traffic analysis under the California Environmental Quality Act from “level of service” to vehicle miles traveled. To implement this new law, every city and county in the state had to adopt a “significance threshold” identifying the level of VMT that could have a significant impact on the environment. SLIF will be used to develop data for BIA of San Diego staff to utilize in coalition building and advocacy efforts.
Educating the Younger Generations on the Importance of Voting
Since 2020, Charlotte County has experienced a shift in residents and voters. Many new people are moving to the community and advocating to stop building. The younger generation is voting less frequently. As a retirement community, the older population is growing and voting for anti-growth candidates. The hope is to educate the community through gatherings around town and with local relationships with national influencers, especially the younger population, on the importance of voting and how their abstention from voting contributes to a lack of attainable housing options for themselves.
Mitigating the Influx from the CHIPS Investment
The Central New York region is preparing for unprecedented growth with the development of a new manufacturing plant. The goal is to allocate resources to obtain the necessary data to develop effective messaging supporting new residential building. Residential construction is not licensed or registered in New York, and while permits are required for new builds and remodels, data collection is challenging because of the numerous local municipalities with varying reporting systems. SLIF will be used to provide information and conduct working sessions to educate local planning and zoning board members about industry issues and potential solutions for streamlining data collection.
Opposing Codes and Bans
In 2021, the Illinois General Assembly passed, and Gov. Pritzker signed into law, the Clean and Equitable Jobs Act (CEJA), which mandated the Illinois Capital Development Board (CDB) develop a statewide Energy Stretch Code by Dec. 31, 2023. When it became clear that CDB would not meet the deadline, the General Assembly granted a six-month extension to June 30, 2024. SLIF will help home builders continue to oppose the code at CDB, despite some improvements.
Revolutionizing Affordable Housing
The Anchorage Home Builders Association (AHBA) is eager to collaborate with NAHB to address challenges posed by local zoning and design codes in the municipality of Anchorage. SLIF will provide AHBA with the necessary financial resources to improve access to affordable housing and foster new opportunities and partnerships with industry experts.
Seeking to Defend Progress and Shape Future
Following the conclusion of Oregon’s legislative session, the HBA of Greater Portland seeks to reshape Portland’s political landscape for future generations. The recently passed charter reform package, approved by voters, will significantly alter power structures and create a political leadership vacuum in the city of Portland. SLIF will support political operations focused on electing pragmatic, business-friendly candidates.
Battling Regulatory Challenges
The city of Cheyenne has faced regulatory challenges with the city council. SLIF will help the Southeast Wyoming Builders Association educate local and state candidates on housing issues, promote the city’s new permitting system and fund local impact studies.
Fighting Impact Fees
The Metropolitan Builders Association (MBA) of Greater Milwaukee, with the support of its Construction Advocacy Council (CAC), is challenging the city of Delafield’s improper collection, accounting and administration of impact fees over the past two decades through an appeal filed on Dec. 19, 2023. Delays are attributed to staffing shortages. MBA believes the city is stalling and may not take action on the appeal. A lawsuit is anticipated within the next few months to compel a response or address a potential denial of the appeal, and SLIF will be used for legal fees.
Latest from NAHBNow
Confidence in the market for new multifamily housing weakened year-over-year in the third quarter, according to the Multifamily Market Survey (MMS) released today by the National Association of Home Builders (NAHB). The MMS produces two separate indices. The Multifamily Production Index (MPI) had a reading of 41, down five points year-over-year, while the Multifamily Occupancy Index (MOI) had a reading of 69, also down five points year-over-year.
On the latest episode of NAHB’s podcast, Housing Developments, CEO Jim Tobin and COO Paul Lopez are joined by Chief Advocacy Officer Ken Wingert to discuss the immediate aftermath of the midterm elections.
Latest Economic News
Mortgage application activity declined in October as the 30-year fixed mortgage rate rose sharply again. The Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage application volume, fell 14.1% month-over-month in October on a seasonally adjusted basis. Compared to a year ago, total mortgage applications were 39.8% lower.
In 2025, the majority of homes started featured laundry connections on the first floor (70%), according to the Census’s Survey of Construction. Laundry located on the second floor or higher was the second most prevalent at 27%. The basement, garage, and other locations all had a 1% or lower share.
Mortgage rates rose sharply again in October as the U.S. treasury yields surged. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 7.33% in October, up 47 basis points (bps) from September. The rate reached 7.40% in early October, its highest level since 2023, before easing toward the end of the month.